Crime Insurance
Clifford & Bradford offers a wide range of Crime Insurance that protects the business from a wide range of criminal activities. Talk with one of the Clifford & Bradford insurance professionals to fully understand the scope of Crime Insurance and to select the coverage that fit your needs.Here is a brief overview of the Crime Insurance available at Clifford & Bradford:
Employee Dishonesty: Deliberate intent to cause an employer financial loss.
Forgery or Alterations: Covers against a loss drawn on the insured accounts.
Theft, Disappearance and Destruction: This covers the insured from a range of losses and includes identifiable causes and unknown causes.
Robbery and Safe Burglary: Covers loss of property by threat of personal injury and the loss of property from a safe or vault.
Premises Burglary: Covers property other than money or securities inside the premises.
Premises Theft & Robbery: Covers property other than money and securities while it is in the care and custody of a messenger.
Computer Fraud: Specialized kind of theft where a computer is used to steal property from its rightful owner.
Extortion: Surrender of property away from the premises as a result of a threat of bodily harm to someone who is, or allegedly is, being held captive.
Umbrella coverage can provide an extra layer of coverage over and above the primary liability coverage. It can be an economical way to extend coverage to a broader range. The insurance professionals at Clifford & Bradford will be able to provide expert guidance on the advantages of Umbrella Coverage for your specific situation.
Clifford & Bradford can provide the right coverage for your fleet of company-owned vehicles, whether you own one or 101. The experts at Clifford & Bradford will research the best rates and the most trusted carriers and customize a policy and coverage strategy that fits your needs.
Inland Marine covers a wide range of policies and types of coverage to protect your business and equipment from loss.
Clifford & Bradford continues to develop policies and offer programs that assist clients in becoming more successful while creating peace of mind. One of the services offered is surety bonding. While surety bonding is not exactly insurance, companies rely on Clifford & Bradford as a trusted and knowledgeable bonding agent. A surety bond is a guarantee that the work contracted between two entities is completed. A third party guarantees the completion of the work. 
Boiler & Machinery insurance covers direct damage to property. It is necessary because commercial property policies exclude steam boiler explosions and the breakdown of machinery. The covered cause of loss is a sudden and accidental breakdown of the insured's boiler, machinery equipment, or any part of the equipment described in the policy.
All companies are required by State Law to offer and pay for Worker’s Compensation Insurance to protect employees who experience bodily injury from a work related accident or cause.
