The Personal Insurance experts at Clifford & Bradford will be able to customize a homeowner policy that is exactly right for you—not too much; not too little. And you can always rest assured that they will search out an excellent rate from the best companies. 

A homeowners policy protects you against fire, theft, accidents, natural perils. and liability in the event someone is hurt on your property. You will want to discuss your needs with the Clifford & Bradford agent. They will be able to advise and recommend coverage that best suits your individual situation. 

A Personal Articles Floater may be needed depending on your specific needs.

Apply for Homeowners Insurance online.

Most Homeowners Policies are broad and set moderate limits that may not fully cover the replacement cost of valuable items like jewelry or furs. A Personal Articles Floater is used to cover specific valuable items. You will want to discuss this with your Clifford & Bradford agent so that you can feel the peace of mind that your most valuable personal items are fully covered.

It is a California State Law that your vehicles are covered with at least the minimum coverage. 

Clifford & Bradford researches a number of top rated companies to find you a competitive rate and the right coverage for your situation and needs. And if you ever need to ask a question or file a claim, it is comforting to know that you can call us and talk to a real live person—someone you know and trust to help.

Depending on your needs and circumstance, the professionals at Clifford & Bradford may encourage you to include a umbrella policy to your portfolio of coverage.

Apply for Automobile insurance online.

Your boat or personal watercraft may be too big or too expensive to be covered by your homeowners policy. You may also want to consider some of the specialized coverage that is available for boats and PWC. Your Clifford & Bradford agent knows all the best ways to keep you protected even in the roughest waters.

Umbrella Insurance is an inexpensive way to provide substantial protection against catastrophic financial loss. Umbrella Insurance coverage takes over once your standard policy reaches its maximum.

For instance, if you are responsible for an accident or incident with damages of $1 million and your maximum coverage limit is $500,000—you are still responsible for the remaining half million dollars. With Umbrella Insurance, you can protect yourself and the assets of your family after the standard policy has paid out its maximum.

And you will find that the cost of Umbrella Insurance is far less than you might expect for a policy that offers such peace of mind.